Can Z Generation Buy Their Own House?

sumber foto: https://theworldnews.net

This is a question that we often hear lately. Not only in Indonesia, but also with Z generation in another country. Before talking about it more, I want to share with you about my current anxiety.

Lately, I think and reflect myself a lot about what will happen in human life on this planet two and five years ahead. Exspeacially, to Z generation that born among 1995-2010, included me. People are born, grow up, studying at university, gradute, start the new life with his/her spouse, working, and die. Exactly. Because no one can live forever in this world. But, it become a big question, how is our future life? Will it better than our parents’ life?

Mostly, people start their new life after campus graduation at 22 years old. Then, they work for a company or institutuion. They are going to get money because of that. Another 10 years in their career, their income will increase. It is cause by promotion, job change, company appareciation, and many more. It will happen again in another 10 years, 20 yeas after  that. Besides, their life style increase as well. And at 55 years old, what happens naturally if they chose to retire from the work? Well, the income goes down. But unfortunately, living expenses continue to stay constant. Even, it will increase.

I’m shocked with the data. U.S. Bureau of Labor Statistic (BLS) release, it  states that it has already impossible to finance the necessities of life with two children by only working full-time with regional minimum wage. It also convey the fact that for the first time in history of America, nowdays generation have a lower standard of living than their parents' standards of living. We all know that America as a superpower country, but this is the facts have been happening. How about Indonesia? How about your country? You know more.

According to Indonesia Central Bureau of Statistics, percentage of poor population in September 2018 amounted to 25.67 million (9.66%), and the meaning of poverty in Indonesia is when a family has income not more than Rp. 410,670 per capita per month. Besides, Detik Finance reported that 10.000 work terminations by company have happened in the last 4 months. Besides, Tempo said that number of work termination victim is expected will increase around 10.000 people in 4 months ahead. It is predicted over 20.000 worker will lose their job in this 2019.  Like or dislike, those are great facts and circumstance that we supposed to face.

Return to the first question, can Z Generation buy their own house?

Fresh gradute come to industry while economic chaos is happening. Reality of life become harder day by day. It will danger if we don’t prepare it well. For example to having house, we must prepare at least 1 billion rupiahs if we want to buy house in or near Jakarta, the Capital city. But, it would be little different if we want to buy in Karanganyar, Central Java, at least prepare around 400 million rupiahs. Sure, it will so hard if we want it without capacity, lack of money. So scary, right?

If we only depend on a normal salary, we might buy it, but it takes a long time, and we don’t know whether we are still alive or not. No choise except starting business as soon as possible. Now and right now. Our future salary never can cover just for one house. Chose the proper business for you. Make added velue, build bullet proof system, open branches, and let you fly with them.